What is Klarna? – GaliTeck Inc.
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What is Klarna?

          

 

Slice up the payments on your purchase!

 

We have partnered with Klarna to provide you with financing offers starting at 0.99% APR if a purchase is paid in full within 6 or 12 months!* 

*Promotional offer for qualifying customers. Non-promotional purchases have a standard APR of 19.99%. Subject to a potential $2 monthly minimum interest charge. See terms.

It’s simple and easy - no credit cards or bank accounts required

Minimum Purchase of $149 is required to use Klarna as your payment method

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Add items to your cart

Select "Klarna" as your payment option at checkout. You’ll see which plan your order qualifies for.

Enter simple information and know instantly if you’re approved.

Klarna will send you an email confirmation and payment reminders.

 

After that, complete checkout on all future financing purchases with just one click!

 

Payments on Klarna.com

You can review your latest purchases and settle your monthly statement at any time by logging into your Klarna account at www.klarna.com. If you need further assistance you can contact our customer care team for free, or use our online chat service.

Safe and Secure

We use modern safeguards and security to protect your information and prevent unauthorized purchases. Zero Fraud Liability with Klarna’s Buyer Protection policy

Find out more about Klarna’s buyer protection.

 

About Klarna

  • - 70,000+ merchants globally
  • - 60 million+ existing customers
  • - Available in 18 countries

 

Frequently Asked Questions

Don’t see your question here? Check out Klarna’s full FAQ page!

 

Q: What is Klarna?

A: Klarna is a global payment solutions company that provides customers with a

simpler and seamless buying experience. We work with over 70,000 merchants and 60 million customers globally.

 

Klarna provides an affordable and highly flexible financing option which is offered at our

checkout. This open-end line of credit is issued by WebBank in partnership with Klarna, and it allows you to pay for your purchases over time.

 

Q: How do I pay for my purchase over time?

A: It’s simple! Just select “Klarna” at checkout to proceed to the application where you will enter simple, top-of-mind information to apply. You will know in seconds which payments plan you are approved for. Once completed, the merchant will ship your order and Klarna will send you an email regarding upcoming payments. Payments are managed here on Klarna.com.

 

Q: What are your APR rates?

A: Our APR rates vary depending on your purchase amount. You will see the promotional APR and time period that your purchase qualifies for, and the total you will pay when you select Klarna as your payment option at checkout. You will review this before you complete your purchase.

 

Q: How much will I have to pay for my purchase?

A: For No Interest if Paid in Full purchases, you only pay your order total if it is fully paid within the promotional period. Keep in mind, you still need to make at least your minimum monthly payment as noted on the statement Klarna will email to you. If your No Interest if Paid in Full balance is not paid for within the promotional period, interest will be charged to your account from the transaction posting date at 19.99% APR.

 

For purchases that qualify for monthly planned payments, the monthly and total payment amounts are shown before you complete checkout along with the applicable promotional APR. Your monthly Klarna statement will remind you of your payment amount and due date.

 

Q: How can I reach Klarna?

A: You can reach Klarna at http://klarna-us.custhelp.com/

 

Financing by Klarna is issued by WebBank, Member FDIC. Subject to credit approval.

 

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